Gold key Gab

How do you get a mortgage loan in today's market

Charlene Fairman, Ashley Fry, David Fairman, and K — Thu, 11 Nov 2010 21:27:00 GMT

Article from: Columbus Board of REALTORS® -- More info at http://columbusrealtors.com/NewsDetail.aspx?ID=426 With banks implementing a freeze on foreclosures and an unemployment rate of over nine percent in Ohio, it is easy to feel as though the chips are stacked against those in the real estate industry. Many are asking the question: How do you get a mortgage loan in today’s market? On the one hand, the short answer is there is no short answer. On the other hand, REALTORS® are likely...(read more)

10 Reasons to Buy a Home NOW!

Charlene Fairman, Ashley Fry, David Fairman, and K — Thu, 11 Nov 2010 21:16:00 GMT

Article originally appeared in the Sept. 16 Wall Street Journal, author Brett Arends Sure, maybe there's more pain to come in the housing market. But when Time magazine starts running covers that declare "Owning a home may no longer make economic sense," it's time to say: Enough is enough. This is what "capitulation" looks like. Everyone has given up. After all, at the peak of the bubble five years ago, Time had a different take. "Home Sweet Home," declared its...(read more)

August Housing Statistics--A Growing Buyer's Market

Charlene Fairman, Ashley Fry, David Fairman, and K — Wed, 13 Oct 2010 20:22:00 GMT

August Housing Statistics—A Growing Buyer’s Market As the national housing statistics seem to be conveyed nightly across the major new organizations, I thought it necessary to take the time to create a snapshot of the market trends here in our neck of the woods. Our own Columbus Board of Realtors releases many great housing statistics on a monthly basis, but the transmission of this news rarely reaches the broad spectrum of the public. In August, there were 1,605 homes sold. This is more...(read more)

When Searching In Grandview Heights

Charlene Fairman, Ashley Fry, David Fairman, and K — Wed, 13 Oct 2010 20:21:00 GMT

A very solid percentage of my clients, at least initially, show some interest in Grandview Heights. This small suburb of Columbus is extremely popular and there are many reasons why. First reason, and with little suspense, is location! Grandview has easy access to nearly every major traffic lifeline that runs through the city. Nestled between access to OH-315 and I-670, and just across the river to OSU campus and downtown Columbus, Grandview offers an easy commute in regards to long trips to the...(read more)

When Buying an Older Home in Columbus

Charlene Fairman, Ashley Fry, David Fairman, and K — Wed, 13 Oct 2010 20:18:00 GMT

Columbus has a great spectrum of age ranges available to any new purchaser. Census data shows a fairly even inventory of homes built within the past 60+ years. Although the census data is not yet available for 2010 statistics, it is fair enough to say that when looking at averages, homes in Columbus average about 40 years old. Where and at what price you are looking is going to greatly effect what age of homes you see. Between 1990 and 2000 there was a huge influx of new housing generated because...(read more)

What happened to the Columbus Ohio Condo Market????

Charlene Fairman, Ashley Fry, David Fairman, and K — Sat, 20 Jun 2009 14:05:00 GMT

I get this question all the time! As a local realtor it is my job to be up to date on Columbus Ohio condos for sale. My clients who have condos listed are very frustrated and I need to look to the numbers sold in the last year for the answers. According to my calculations, there were just over 2500 condos sold in the last twelve months in the Columbus metro area per the local MLS. Determining how to break the number down further provides a challenge. It is difficult to look at specific locations...(read more)

First time home buyers.....get your $8000!!!

Charlene Fairman, Ashley Fry, David Fairman, and K — Sat, 07 Mar 2009 20:38:00 GMT

Congress passed a new stimulus bill that includes a very nice tax credit for first time homebuyers....There are rules and you must qualify via income limits..but if you meet the requirements, this will be a great year to purchase a home! Columbus offers many good values right now in both the house and condo markets. Please read below to learn about the new tax credit! Here are the details, from CNN : Refundable: The credit is refundable, meaning tax filers see a refund of the full $8,000 even if...(read more)

Single Story For Sale in Bernhards

Charlene Fairman, Ashley Fry, David Fairman, and K — Wed, 04 Mar 2009 19:43:00 GMT

Lots of Updates on the Inside!

• 1,719 sq. ft., 2 bath, 3 bdrm single story - MLS® $129,000

Bernhards, Whitehall - This wonderful home is more than meets the eye--it has many updates, including new carpeting and recently refinished hardwood floors. This home also features a 3 season room, fireplace, patio, and huge fenced yard! There is much more to see in this Whitehall home so come for a visit today!

Property information

2 Story For Sale in Chapel Hill

Charlene Fairman, Ashley Fry, David Fairman, and K — Tue, 03 Mar 2009 18:27:00 GMT

• 1,152 sq. ft., 2 bath, 2 bdrm 2 story - MLS® $99,900

Chapel Hill, Columbus - Wow! Charming condo facing wooded ravine! This modern condo boasts Granite counters, newer cabinets and appliances, new roof in 2007. Don't miss out on this great location & move in ready condo!

Property information

2 Story For Sale in Scioto Reserve

Charlene Fairman, Ashley Fry, David Fairman, and K — Mon, 02 Mar 2009 19:59:00 GMT

• 2,270 sq. ft., 3 bath, 4 bdrm 2 story - MLS® $274,900

Scioto Reserve, Delaware County

Property information

Bethel Village Bethel Condos... Whats the difference?

Charlene Fairman, Ashley Fry, David Fairman, and K — Thu, 12 Feb 2009 20:21:00 GMT

Have you ever wondered about the condo communities along Bethel Road? There are several and our clients who live along this corridor love the location! They like the proximity to Ohio State University as well as downtown Columbus. There are many restaurants as well as grocery shopping and lots of local shops nearby. Today I am going to concentrate on talking about two of the larger communities along Bethel. Our team has sold quite a few condominiums in Bethel Commons and Bethel Village over the past...(read more)

How you can get a $7500 loan interest free when you buy a home????

Charlene Fairman, Ashley Fry, David Fairman, and K — Thu, 15 Jan 2009 03:51:00 GMT

Earlier this year a new program was instituted for first time homebuyers that met certain criteria. Below I have posted the program offering and the requirements for the program. Please contact me at 614-425-7676 should you want further information or have any questions. This is a great opportunity and you can still take advantage of receiving the funds this year! Go get your $7,500 15-year interest free loan from the government Tax credit offered to new homebuyers Expires June 30, 2009! Who is eligible?...(read more)

Remodeled Foreclosures Raising Values?

Charlene Fairman, Ashley Fry, David Fairman, and K — Wed, 29 Oct 2008 01:07:00 GMT

Remodeled Foreclosures Raising Values? Columbus, OH in Worthington School District (Near Polaris Fashion Mall) : The small detached condo community of Worthington Heights contains about 250 detached condos. The community is located in the city of Columbus, Ohio near Polaris Fashion Mall but the residents children attend Worthington Schools. This community has been hit with foreclosures similar to many other communities across Ohio and the entire country in recent months. The interesting trend is...(read more)

Single Story For Sale in Worthington

Charlene Fairman, Ashley Fry, David Fairman, and K — Tue, 23 Sep 2008 10:32:00 GMT

• 768 sq. ft., 1 bath, 2 bdrm single story - MLS® $77,500

Worthington, Franklin County - Come visit this comfy, two-bedroom condo quaintly set in Worthington Woods. The full basement sets this unit apart. Washer and Dryer are included. Affordably priced in Worthington schools! Come take a look!

Property information

The Interest Rate Rollercoaster

Charlene Fairman, Ashley Fry, David Fairman, and K — Fri, 04 Jul 2008 13:10:00 GMT

The Interest Rate Rollercoaster Many of the baby boomers out there will relate to this article. We have seen interest rates at above 15% and were thrilled to get a mortgage under 10%. The younger crowd has never seen the inflation we saw during the early 80's... In recent years, lets say 10, I believe the highest rate I recall is about 7%, maybe 7 1/2%. All in all a pretty good rate and yet today, people are very leery to purchase homes when the rate is 6 1/2. Tempting as it may be to wait for...(read more)

The Rules Are…There Are No Rules!

Charlene Fairman, Ashley Fry, David Fairman, and K — Tue, 29 Apr 2008 12:14:00 GMT

Like Kenickie said there are no rules to the game of real estate. There are, however, customs. When buyers ask, “Can we ask for that?” I like to respond “You can ask for anything you want. There’s just no guaranteeing that they’ll agree.” Sellers will say, “Can we make that stipulation?” The correct answer is, “Of course. But is that more important to you than making a sale?” In the world of real estate, terms of a contract have loads of...(read more)

Columbus is Alive and Well

Charlene Fairman, Ashley Fry, David Fairman, and K — Sun, 20 Apr 2008 14:36:00 GMT

With the credit crisis looming and the media talking about how terrible the housing market is almost every day, I think it is important to let our clients know that Columbus is thriving. Of all the cities in Ohio, Columbus is the one growing most, adding jobs and new citizens. We have such a wonderful network of medical and service facilities in our fair city. Just this past year, one large insurance company added several hundred positions locally. There is always an influx of new medical personnel...(read more)

FHA: It’s Back!!

Troy Marsh — Thu, 17 Apr 2008 14:06:00 GMT

After a few years of hiding, FHA financing appears here to stay and may be the only option for many prospective homeowners and homeowners looking to purchase or refinance. With PMI companies raising their standards and lowering the LTV that they will insure, the private lending markets are requiring ninety-seven percent loan-to-value or better in order to qualify. What does that mean to you? No longer can you purchase a home or condo with a conventional mortgage without putting at least three percent...(read more)

Worthington, Ohio, Real Estate

Charlene Fairman, Ashley Fry, David Fairman, and K — Wed, 02 Apr 2008 17:08:00 GMT

Worthington, Ohio, real estate continues to be a great market. Homes in the Worthington area range from $75,000 to more than $900,000, with an average sale price of over $150,000. Buyers can choose from 100+ year old homes in Old Worthington, mid-priced ranches and two stories, or stately executive homes in the newer neighborhoods. The architectural styles range from colonial in Old Worthington, to ultra-modern in the newer areas, and even some Frank Lloyd Wright-inspired homes. Some of the more...(read more)

Powell, Ohio, real estate

Charlene Fairman, Ashley Fry, David Fairman, and K — Wed, 26 Mar 2008 14:18:00 GMT

Powell , Ohio , real estate continues to be a great market, with homes that start in the mid $100,000 range and go as high as $1,000,000 plus, with the average home price at $379,900. Located approximately 14 miles north of downtown Columbus between the Scioto and Olentangy river valleys, Powell, Ohio, is home to mostly upscale and luxury neighborhoods, including Wedgewood, The Retreat, Kinsale Village, and Olentangy Ridge. An upscale bedroom community, Powell, Ohio, continues to have a very active...(read more)

Affordable Alternative to Downtown Condos: Grandview Heights

Charlene Fairman, Ashley Fry, David Fairman, and K — Mon, 24 Mar 2008 17:01:00 GMT

As city leaders and the community as a whole have been buzzing about the downtown condo developments, another community has been quietly becoming one of the hottest areas for real estate in Columbus for graduate students, young professionals and medical residents alike: Grandview Heights. Although many young professionals and grad students want to live close to where things are happening, many do not want the parking hassles, noise, and most importantly, the prices associated with downtown living....(read more)

The Importance of Choosing a Good Lender

Charlene Fairman, Ashley Fry, David Fairman, and K — Fri, 21 Mar 2008 17:10:00 GMT

By now everyone has heard of the subprime fallout and the effect it’s having on our economy. In a nutshell, some lenders made loans to people without requiring a down payment or even verification of income, and once interest rates went up, some owners have found it easier to walk away than to try to keep up their payments. Which is why I’m writing this month about the importance of choosing a reputable lender when shopping for a mortgage… How important is a reputable lender? Well,...(read more)

How to make the most of your home-touring appointments

Charlene Fairman, Ashley Fry, David Fairman, and K — Tue, 11 Mar 2008 14:08:00 GMT

You know the drill. You jump in the agent’s car and away you go on a whirlwind safari through a dozen homes in one afternoon. At the end of it all you shake the agent’s hand, jump out of the car that has imprisoned you for the last several hours, and tell them you’ll see them next time. Allow me to suggest that this is not the most effective use of your time with your agent. Your Realtor may be able to surprise you with the absolute perfect home for you after simply gathering your...(read more)

Delaware, Ohio, Real Estate

Charlene Fairman, Ashley Fry, David Fairman, and K — Thu, 06 Mar 2008 15:51:00 GMT

Delaware, Ohio, real estate consists of a wonderful mix of old and new, including a downtown that features a unique historic business district. The homes for sale in Delaware start at under $100,000 and can go as high as $700,000-plus. Most real estate listings in Delaware, Ohio are in the 100,000 to $300,000 range, with the median price at $195,000.00. Delaware, Ohio has a strong newer home market that has grown rapidly. The Gold Key Experts can assist you in navigating the Delaware, Ohio, real...(read more)

It feels like spring is just around the corner....

Charlene Fairman, Ashley Fry, David Fairman, and K — Mon, 03 Mar 2008 14:51:00 GMT

As I prepare this morning for my buyers today, I am excited to get outside and show homes. I wont have to put on three layers of clothing, get out my snow boots and fear breaking my nose again (another long story). It is sunny and bright outside. What a boost for our disposition. This is certainly a great time to be working with buyers. Interest rates are very good and homes are priced aggressively for the most part. Our attitudes as realtors should be so upbeat. I am really tired of the negativity...(read more)